BAIL BONDS AND ARTIFICIAL INTELLIGENCE TECHNOLOGY

AI (artificial intelligence) technology and the Bail Bonds Industry

Artificial intelligence has always had the potential to impact any industry in which it is used. The bail bonds industry, whether here in the U.S. or other countries, is not immune. There are several potential opportunities to use artificial intelligence in the bail industry. We will discuss just a few of those here in this post:

Risk Assessment Software:

Risk assessment software has probably been the hottest topic to date when it comes to Artificial Intelligence being used in the bail bonds industry in the United States. Proponents of this software are generally corporations who are pushing their thinly veiled agendas to get their software into as many county courtrooms across the country as possible. And “get out of jail free” activist groups that don’t understand why holding a defendant responsible may make the difference in them showing up for court and not showing up. Artificial Intelligence algorithms can and do analyze vast amounts of data to come up with what is deemed a reasonable assessment assess of the risk associated with either granting bail to an individual or not granting bail. These algorithms try to take into account various factors such as a defendant’s criminal history, their flight risk, their community ties, and many other relevant data points.

These tools are intended to provide an objective assessment. But the problem with that assessment is that it is only as objective as the data that was entered. And the fact of the matter is it will never be able to take the place of a seasoned judge or magistrate who is looking the defendant in the eye. The original thought in the development of using Artificial Intelligence to do bail bond risk assessment was that the computer- generated decisions would minimize biases. Of course, this has not necessarily been the case.

There are “free bail” proponents that want bail amounts set based on socio-economic status rather than the nature of the offense for which they have been charged with. Honestly, what could be more biased than that?

In the past, bail amounts were based on the offense itself. The more serious the offense and the details surrounding the office, the higher the bond would be. In my humble opinion, basing bail on the offense provides less room for bias. Heaven forbid, but if I were the victim of a serious crime that possibly included serious bodily injury, I don’t think I want my assailant being released on a $500 bond because that’s all he or she could afford while I’m possibly in the hospital fighting for my life! And, NO, I am not being dramatic!

Bonds should be based on the charge and the facts that the authorities have at the time of the incident, PERIOD! If the facts are clear and indisputable, a person’s economic status shouldn’t factor into it at all.

Predictive analytics:

Artificial Intelligence is used to analyze historical data such as prior criminal activity, to identify patterns and make predictions about an individual’s likelihood of either appearing in court as required or committing additional offenses while out on bail. Some counties allow judges and magistrates to use this information to determining whether or not they will grant bail or what the bail amount should be. Bail Bond companies however, do not use artificial intelligence for making decisions on whether or not to write the bonds. We prefer to do our own extensive research, speak with the families, gather information about the cosigners and look at the total package before making a decision.

Why? Because there may be material aspects about the defendant’s situation that are not taken into consideration when using Artificial Intelligence.

Automation and efficiency:

Chatbots powered by Artificial Intelligence along with virtual assistants can sometimes handle routine inquiries, provide information about bail bond procedures, and even provide answer frequently asked questions. This type of automation can free up time for bail bond agents to focus on more complex tasks and improve overall efficiency. But the bail bonds agency will still need to take the time to gather a list of their most frequently asked questions, ensure the answers are accurate and input that info into a system that can then disseminate the info correctly when queried.

Case management:

Artificial Intelligence tools may be used in some instances to help streamline case management processes by automating paperwork, tracking court dates, and generating reminders for bail bond agents and defendants, but honestly most of this is done by bail agency software that has been specifically developed for the bail industry. This software is more suited to helping bail bonds companies ensure compliance and reduce the likelihood of a defendant missing a court date. Bail agency software can also provide insight and possible an early warning for defendants who start to miss scheduled check-ins.

It’s important to note that the use of AI in the justice system and the bail industry also raises concerns related to privacy, data security, and potential biases in algorithmic decision-making. Regulations and ethical guidelines should be top priority when using these systems and I personally feel that check points should be in place to ensure transparency, fairness, and accountability in the use of AI technologies.

AI, Bail Bonds And The Criminal Justice System

Some say AI technology has the potential to revolutionize the justice system and the bail bonds industry by improving efficiency and accuracy in various processes. But this technology needs to be highly regulated to ensure outcomes are constantly monitored so loopholes are not exploited and it doesn’t take the place of seasoned judges and magistrates when it comes to analyzing all of the inputs needed to determine reasonable bail.
Some of the ways I see where AI can be used in the bail bonds industry include:

Fraud detection:

AI could possibly be used to analyze financial data to detect potential fraud in bail bond transactions, such as fake collateral or fake identities.

Automated notifications:

AI-powered software could also be used to send automated notifications to remind